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Simplifying financial decisions

Many people are interested in investing to secure their future. It is usually understood that it is not a good idea to rely entirely on the government to provide sufficient funds for retirement. There are many financial products to choose from that allow individuals to take care of their own financial future. Many things can [...]

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Stocks Versus Bonds

Hi NeedMoney readers, James here with some basic talk about stocks and bonds. Many novice investors do not understand the difference between stocks and bonds, and their appropriate place within your retirement and savings portfolios. When you own a stock, you actually own a piece of the company. When the company does well, then the [...]

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401K Mistakes To Avoid

Many Americans plan for their retirements with an employer-sponsored 401K plan. A 401K allows you to invest pre-tax money, and not pay taxes on the investment gains within the account until you withdraw the money upon retirement. Deferring taxation to this degree greatly accelerates the returns within the account helping you save more efficiently for [...]

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