Tag Archive | "Saving Money"

Credit Cards: How To Use Them To Save Money

Thursday, August 2, 2012

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Credit Cards: How To Use Them To Save Money

Did you know that you can actually save money using credit cards? We have all been warned about the accumulation of debt and how expensive a credit card can be. However, if you use it wisely, your card can actually help you save money rather than rack up debt. Here are three tips to help […]

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Funding an Emergency Fund In Three Simple Steps

Friday, July 13, 2012

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Funding an Emergency Fund In Three Simple Steps

While starting an emergency fund may be easy, saving money for an emergency fund is much more difficult. Over the past few months, I have been working hard to pay off some of my credit card debt while also contributing to my emergency fund as per Dave Ramsey and many other financial experts’ recommendations. At […]

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The Credit Card Shuffle – saving you money on credit card debt

Monday, June 25, 2012

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The Credit Card Shuffle – saving you money on credit card debt

The “credit card shuffle” is a process that involves moving debt from one card to another in an effort to save money on finance charges and interest. This process can work effectively if done correctly. However, you should avoid using one card simply to pay off another at all costs, as this practice is not […]

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Doing a Financial Spring Cleaning

Monday, June 4, 2012

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Doing a Financial Spring Cleaning

Spring is a renewal season where the old can be new again. It is the perfect moment to check on personal financial statuses and start a spring cleaning. Focus on money issues with the steps mentioned here. Achieve better management of debts and organization. Organize documents and house items. Check all cupboards, closets, and storages […]

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Are you Making Excuses to Avoid Saving Money?

Saturday, April 28, 2012

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Whilst we all love the thought of having some money stashed away in savings, a huge number of us tend to make a range of excuses to avoid putting anything into savings. This is all well and good until a time comes when you need some emergency funds, at which point your options become very […]

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3 Ways to Make Big Savings That Matter

Saturday, April 14, 2012

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3 Ways to Make Big Savings That Matter

When it comes to saving money, we sometimes think too small. Instead of focusing on big savings that could vastly reduce our spending, we cut out our Saturday morning Starbucks and politely refuse friends when we get invited to dinner. The probably will cutting out the little things is that it makes you miserable and […]

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Saving Money In 2012

Tuesday, April 3, 2012

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Saving Money In 2012

As we move further into 2012, hopefully you’ve squared away your taxes and have made a reasonable attempt at saving some money by using free tax software. Whether you’re looking to refinance your home with an adjustable rate mortgage or squirrel away money into a retirement savings account, 2012 doesn’t have to be a lost […]

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Want to be Debt Free by 2013? Start a Spending Fast

Sunday, January 15, 2012

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Want to be Debt Free by 2013? Start a Spending Fast

Now that the Year of Our Lord 2012 is well underway, you may have some hokey new year’s resolutions lined up. From losing weight, to saving some money, to calling your mom more frequently, it’s good that you have some goals you’d like to accomplish. In the grand scheme of things, however, why not draft […]

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Eating Out and Saving Money

Monday, November 7, 2011

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Eating Out and Saving Money

Eating out is one of the many pleasures of life and a great convenience when you’re too tired or swamped to cook, but it’s also one of the biggest budget busters. If you’re looking to cut your costs, you don’t have to sacrifice dining out altogether, though. Here are some tips and resources to eat […]

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How Small Treats Can Help You Save Money

Saturday, January 22, 2011

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How Small Treats Can Help You Save Money

Let’s face it. Saving money can be hard, especially if we have to sacrifice a lot of what we enjoy. In this respect, it’s sort of like dieting. We hope to give up many of the things we like that are also bad for us in order to become healthier. When we sacrifice in order […]

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21 Strategies for Building Up an Emergency Fund

Sunday, December 12, 2010

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21 Strategies for Building Up an Emergency Fund

Here’s a great article to follow up our earlier one on building an emergency fund, from Zen Habits. Building up an emergency fund, if you haven’t already, is one of the most important things you can do to help your finances. But you knew that. It’s common financial advice, actually, but what’s not so common […]

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CDs: Why Large Banks Are Ripping You Off

Saturday, September 11, 2010

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If you are thinking of saving money with a CD, you might be throwing away money by choosing a large bank to deposit with. CDs, or Certificates of Deposit, let account holders put away money for a fixed period of time and get a fixed return on their deposit. A recent trend has seen a […]

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The Real Reason Why Saving Money is So Hard

Thursday, September 2, 2010

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The Real Reason Why Saving Money is So Hard

If saving up a nice chunk of cash was as easy as saying we ought to, most people would have already put away a nest egg, a rainy day fund, and a bunch of spending money to top it off. The reality is that most people struggle to discipline themselves in improving their saving habits. […]

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