I Need Money

Can You Be Trusted With a Credit Card?

Owning a credit card is a bigger responsibility then most people see it as, and that is proven true, given that the average American has a credit card debt of just under $15,000. That amount is staggering, but not surprising given the current state of the economy and the culture that people have been raised in. […]

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Credit Cards: How To Use Them To Save Money

Did you know that you can actually save money using credit cards? We have all been warned about the accumulation of debt and how expensive a credit card can be. However, if you use it wisely, your card can actually help you save money rather than rack up debt. Here are three tips to help […]

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Biggest Mistakes That People Make When Mutual Fund Investing

Sometimes mutual fund investing is not as simple as it sounds. Lots of people buy a fund for their retirement portfolio and hope the performance is good enough they can retire one day. This is a losing strategy. You don’t just want to leave retirement planning to chance. In order to help you select the […]

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The Real Reason Why Saving Money is So Hard

If saving up a nice chunk of cash was as easy as saying we ought to, most people would have already put away a nest egg, a rainy day fund, and a bunch of spending money to top it off. The reality is that most people struggle to discipline themselves in improving their saving habits. […]

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