Tag Archive | "Retirement"

Simplifying financial decisions

Wednesday, January 25, 2012

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Many people are interested in investing to secure their future. It is usually understood that it is not a good idea to rely entirely on the government to provide sufficient funds for retirement. There are many financial products to choose from that allow individuals to take care of their own financial future. Many things can […]

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Have An Emergency Fund

Tuesday, November 16, 2010

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Hello NeedMoney readers, I’d like to share a bit of advice which I wished I would have followed many years ago. Many of us — especially during these difficult economic times — are living paycheck to paycheck. I was once there myself. The problem with this is that if an unexpected emergency should arise — […]

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The Real Reason Why Saving Money is So Hard

Thursday, September 2, 2010

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The Real Reason Why Saving Money is So Hard

If saving up a nice chunk of cash was as easy as saying we ought to, most people would have already put away a nest egg, a rainy day fund, and a bunch of spending money to top it off. The reality is that most people struggle to discipline themselves in improving their saving habits. […]

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Being Honest With Yourself About Money

Wednesday, August 18, 2010

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Being Honest With Yourself About Money

The complex nature of today‚Äôs financial world can make it easy to get lost in fantasy and not understand the financial realities we face. Credit cards allow us to accumulate purchases and seemingly only have to pay a small portion at the end of the month. A lack of savings does not seem like a […]

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Protect Your Portfolio With Married Puts

Saturday, June 12, 2010

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Protect Your Portfolio With Married Puts

Many investors assume that options are complex and risky. In most scenarios, they are correct. However, there are certain uses of stock options which are quite conservative in nature, and can serve to reduce the risk already present within your stock portfolio. It is no revelation to anyone reading this that the stock market can […]

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