Tag Archive | "Mortgage"
Tips for Buying Your Next Car on Finance
There are so many finance options available to the modern consumer it can be confusing trying to work out which deal could best suit you. It is important if you are thinking about buying a car on finance to make sure you pick the right deal for your own individual circumstances. Any finance deal can [...]
Continue reading...Making your Budget
Monday, January 17, 2011
Making a budget may not be exciting, but it’s an important tool for keeping for finances in order. Before you even start, it’s important to know that in order to make a good budget you will have to use as much specific, detailed information as you can find. In the end, a good budget will [...]
Continue reading...Tips for paying off your student loans quickly
Tuesday, December 7, 2010
Having a large amount of student loan debt can have many negative repercussions. Such debt can make it more difficult for you to qualify for a car loan, get a mortgage or choose a great job that pays less money than your current one. If your credit rating suffers you may well find yourself paying [...]
Continue reading...Your Mortgage — When To Walk Away
Wednesday, November 10, 2010
I’ve previously discussed here at NeedMoney details surrounding the HAMP (Home Affordable Modification Program). This program can provide much needed relief for homeowners who are facing foreclosure. However, this begs the underlying question of whether saving your home is truly in your best interest. Many homeowners today have mortgage balances which greatly exceed the current [...]
Continue reading...The HAMP — Who Qualifies?
Thursday, November 4, 2010
Hi NeedMoney readers, I want to follow up on my last post about the HAMP (Home Affordable Modification Program). Hopefully these posts don’t apply to many of you in that you have been able to remain current on your mortgage. However, the odds unfortunately are that quite a few of you are either facing foreclosure [...]
Continue reading...The Perils Of A Bad Credit Score
Wednesday, October 20, 2010
Hi all, James here again, and I’d like to follow up on my previous post about your credit score. I explained in my last post the basics about your credit score, and now I’d like to discuss the ramifications of having a bad credit score. I can speak to this from personal experience having suffered [...]
Continue reading...Do I Really Need This?
Thursday, October 14, 2010
Hi everyone, It’s James, and I’m here to now discuss the spending side of the equation. Previously, I’ve discussed the importance of saving and issues surrounding retirement. Now I’d like to discuss spending. America is no doubt a consumer-driven society, and we are bombarded with constant advertising carefully constructed to stoke our impulses to buy. [...]
Continue reading...Saving Big vs. Saving Small
Wednesday, June 30, 2010
One of the first things you hear about when looking for ways to save is the so-called “latte tax,” or what it adds up to when you buy coffee out all the time. Sure, java expenses can add up, but you would have to drink a lot of coffee for it to make a meaningful [...]
Continue reading...What the &%*# is Happening In Greece — And Will It Affect Me?
Sunday, May 16, 2010
Europe is in crisis. You’ve surely witnessed scenes of rioting and anarchy playing out on the streets of one of the world’s oldest democracies. What exactly is happening in Europe? Think of the EU (European Union) as your family. One family member (Greece) engages in reckless financial practices and runs up a huge amount of [...]
Continue reading...Pay Your Mortgage Off Quicker With This Trick
Sunday, May 2, 2010
Homeowners typically pay their mortgage once per month on a fixed due date, but with a slight change can take years off their mortgage. The trick is paying biweekly. If you send in a check for half of your mortgage payment every two weeks, it ends up being 13 months worth of payments by the [...]
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Thursday, February 3, 2011
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