Tag Archive | "Mortgage"

Where to Cut When You Need Money

Monday, May 20, 2013

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Many of us are currently feeling the strain when it comes to living expenses and paying the bills and when you see that even governments around the world as well as the in U.S are cutting their spending, you know that the drive to save cash is something a lot of us are having to […]

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Tips for Buying Your Next Car on Finance

Thursday, February 3, 2011

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Tips for Buying Your Next Car on Finance

There are so many finance options available to the modern consumer it can be confusing trying to work out which deal could best suit you. It is important if you are thinking about buying a car on finance to make sure you pick the right deal for your own individual circumstances. Any finance deal can […]

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Making your Budget

Monday, January 17, 2011

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Making your Budget

Making a budget may not be exciting, but it’s an important tool for keeping for finances in order. Before you even start, it’s important to know that in order to make a good budget you will have to use as much specific, detailed information as you can find. In the end, a good budget will […]

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Tips for paying off your student loans quickly

Tuesday, December 7, 2010

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Tips for paying off your student loans quickly

Having a large amount of student loan debt can have many negative repercussions. Such debt can make it more difficult for you to qualify for a car loan, get a mortgage or choose a great job that pays less money than your current one. If your credit rating suffers you may well find yourself paying […]

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Your Mortgage — When To Walk Away

Wednesday, November 10, 2010

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Your Mortgage — When To Walk Away

I’ve previously discussed here at NeedMoney details surrounding the HAMP (Home Affordable Modification Program). This program can provide much needed relief for homeowners who are facing foreclosure. However, this begs the underlying question of whether saving your home is truly in your best interest. Many homeowners today have mortgage balances which greatly exceed the current […]

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The HAMP — Who Qualifies?

Thursday, November 4, 2010

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Hi NeedMoney readers, I want to follow up on my last post about the HAMP (Home Affordable Modification Program). Hopefully these posts don’t apply to many of you in that you have been able to remain current on your mortgage. However, the odds unfortunately are that quite a few of you are either facing foreclosure […]

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The Perils Of A Bad Credit Score

Wednesday, October 20, 2010

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Hi all, James here again, and I’d like to follow up on my previous post about your credit score. I explained in my last post the basics about your credit score, and now I’d like to discuss the ramifications of having a bad credit score. I can speak to this from personal experience having suffered […]

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Do I Really Need This?

Thursday, October 14, 2010

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Hi everyone, It’s James, and I’m here to now discuss the spending side of the equation. Previously, I’ve discussed the importance of saving and issues surrounding retirement. Now I’d like to discuss spending. America is no doubt a consumer-driven society, and we are bombarded with constant advertising carefully constructed to stoke our impulses to buy. […]

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Saving Big vs. Saving Small

Wednesday, June 30, 2010

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Saving Big vs. Saving Small

One of the first things you hear about when looking for ways to save is the so-called “latte tax,” or what it adds up to when you buy coffee out all the time. Sure, java expenses can add up, but you would have to drink a lot of coffee for it to make a meaningful […]

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What the &%*# is Happening In Greece — And Will It Affect Me?

Sunday, May 16, 2010

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What the &%*# is Happening In Greece — And Will It Affect Me?

Europe is in crisis. You’ve surely witnessed scenes of rioting and anarchy playing out on the streets of one of the world’s oldest democracies. What exactly is happening in Europe? Think of the EU (European Union) as your family. One family member (Greece) engages in reckless financial practices and runs up a huge amount of […]

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Pay Your Mortgage Off Quicker With This Trick

Sunday, May 2, 2010

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Pay Your Mortgage Off Quicker With This Trick

Homeowners typically pay their mortgage once per month on a fixed due date, but with a slight change can take years off their mortgage. The trick is paying biweekly. If you send in a check for half of your mortgage payment every two weeks, it ends up being 13 months worth of payments by the […]

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