Tag Archive | "Loans"

5 Habits of Those with an 800 Credit Score

Saturday, September 22, 2012

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5 Habits of Those with an 800 Credit Score

The ever-elusive 800 credit score. We all know that a credit score of 800 means that you have almost perfect credit. We all know that that also means that, with an 800 credit score, there are a whole lot more opportunities that are open to you when it comes to credit and financing. But what […]

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Keeping College Within Your Means

Tuesday, July 31, 2012

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Keeping College Within Your Means

Students these days are faced with a double-edged sword. They are repeatedly told how important it is for them to get their college degree, yet colleges and universities keep raising their rates, fees, and tuition—making it an ever-more expensive, unattainable goal. Add in the bad economy and job market and it becomes an even bigger […]

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Simplest Ways to Increase Your Credit Score

Thursday, May 3, 2012

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Simplest Ways to Increase Your Credit Score

Your credit score is a number from 300 to 850 that summarizes your credit history. A score closer to 300 signifies to potential lenders that you don’t have a pristine track record, while a score closer to 850 means you typically use loans wisely and pay them back promptly. Because your credit score takes into […]

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Have An Emergency Fund

Tuesday, November 16, 2010

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Hello NeedMoney readers, I’d like to share a bit of advice which I wished I would have followed many years ago. Many of us — especially during these difficult economic times — are living paycheck to paycheck. I was once there myself. The problem with this is that if an unexpected emergency should arise — […]

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Home Affordable Mortgage Program – The Basics

Monday, November 1, 2010

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Unfortunately, there are now millions of Americans at risk of losing their homes. Borrowers today are becoming delinquent for a number of different reasons. Maybe you are a victim of the wave of unscrupulous loans written between 2001 and 2006. Many of these loans were designed to fail, and the rate resets proved impossible to […]

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