Tag Archive | "Lenders"

How to Improve Your Credit Score

Sunday, June 9, 2013

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If you find yourself with a less-than-desirable credit score, it needn’t be the end of the world as there are numerous ways of improving your score. It can sometimes seem like an impossible task if you’re stuck in a quagmire of late payments and old debt, but here are some tips that you might find […]

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Debt consolidation

Tuesday, May 28, 2013

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When debt becomes overwhelming, consumers have several different options to deal with the situation. For some, bankruptcy is the only option when paying off the bills is impossible without legal assistance to get things under control. Unfortunately, this often reflects poorly on a credit report and it can be tough to get a loan or […]

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Dealing with Debt: Consolidation

Sunday, October 21, 2012

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Dealing with Debt: Consolidation

Because of the economic crisis, many Americans have been forced to take out loans or make purchases on their credit cards in the last few years. Most people do not have access to cash savings and need to use credit in order to fund their lifestyle. This has created a situation of out of control […]

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Simplest Ways to Increase Your Credit Score

Thursday, May 3, 2012

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Simplest Ways to Increase Your Credit Score

Your credit score is a number from 300 to 850 that summarizes your credit history. A score closer to 300 signifies to potential lenders that you don’t have a pristine track record, while a score closer to 850 means you typically use loans wisely and pay them back promptly. Because your credit score takes into […]

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Tips for Buying Your Next Car on Finance

Thursday, February 3, 2011

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Tips for Buying Your Next Car on Finance

There are so many finance options available to the modern consumer it can be confusing trying to work out which deal could best suit you. It is important if you are thinking about buying a car on finance to make sure you pick the right deal for your own individual circumstances. Any finance deal can […]

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The HAMP — What Will It Do For You?

Sunday, November 7, 2010

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Continuing my series of posts relating to the HAMP (Home Affordable Modification Program), I will now endeavor to clearly explain what exactly this program can do for you. Much of the literature put out by lenders in relation to this program is highly convoluted, and many struggling homeowners are unable to procure the help they […]

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Home Affordable Mortgage Program – The Basics

Monday, November 1, 2010

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Unfortunately, there are now millions of Americans at risk of losing their homes. Borrowers today are becoming delinquent for a number of different reasons. Maybe you are a victim of the wave of unscrupulous loans written between 2001 and 2006. Many of these loans were designed to fail, and the rate resets proved impossible to […]

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Don’t Think You Can Stop Paying Your Mortgage

Friday, October 29, 2010

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Hi NeedMoney fans, I’ve received several inquiries from readers who have been following this mortgage mess as it has unfolded over the past several weeks. So what exactly has happened? It appears that the banks have used improper procedures in many instances when going about foreclosing on homes owned by delinquent borrowers. Consequently, many major […]

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Your Credit Score

Sunday, October 17, 2010

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Hey everyone, It’s James here to discuss a topic you’ve surely heard discussed a million times. Nonetheless, due to its importance, I desire to stress to NeedMoney readers the importance of maintaining a good credit score. For the uninitiated, your credit score (often referred to as a FICO score) is a number assessed to you […]

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What Are the Real Ramifications Of Bad Credit?

Thursday, August 12, 2010

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What Are the Real Ramifications Of Bad Credit?

The high unemployment rate and foreclosure crisis are serving to hurt the credit scores of millions of Americans. Your credit score is a guage of how lenders view you as a credit risk, and traditionally bad credit was akin to the scarlet letter as illustrated by Nathaniel Hawthorne. However, with so many Americans suffering foreclosures […]

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