I Need Money

Simplifying financial decisions

Many people are interested in investing to secure their future. It is usually understood that it is not a good idea to rely entirely on the government to provide sufficient funds for retirement. There are many financial products to choose from that allow individuals to take care of their own financial future. Many things can [...]

Continue reading...

Your Credit Score

Hey everyone, It’s James here to discuss a topic you’ve surely heard discussed a million times. Nonetheless, due to its importance, I desire to stress to NeedMoney readers the importance of maintaining a good credit score. For the uninitiated, your credit score (often referred to as a FICO score) is a number assessed to you [...]

Continue reading...

Saving Big vs. Saving Small

One of the first things you hear about when looking for ways to save is the so-called “latte tax,” or what it adds up to when you buy coffee out all the time. Sure, java expenses can add up, but you would have to drink a lot of coffee for it to make a meaningful [...]

Continue reading...

How can you pay off your credit card debts?

Are you unable to make timely payments towards your credit cards? Do you wish to get rid of them? If yes, you must immediately prepare a budget for yourself and determine ways by which you can save some amount each month to repay your bills. If your financial situation does not permit you to repay [...]

Continue reading...

What the &%*# is Happening In Greece — And Will It Affect Me?

Europe is in crisis. You’ve surely witnessed scenes of rioting and anarchy playing out on the streets of one of the world’s oldest democracies. What exactly is happening in Europe? Think of the EU (European Union) as your family. One family member (Greece) engages in reckless financial practices and runs up a huge amount of [...]

Continue reading...