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Speculative Stock Options

Hi everyone, James back again. The last few posts dealt with using stock options for defensive purposes. This mean that you used them in order to protect your portfolio against potential loss — not to make additional money by trading options. The other use for stock options is termed to be “speculative” — meaning that [...]

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Don’t Think You Can Stop Paying Your Mortgage

Hi NeedMoney fans, I’ve received several inquiries from readers who have been following this mortgage mess as it has unfolded over the past several weeks. So what exactly has happened? It appears that the banks have used improper procedures in many instances when going about foreclosing on homes owned by delinquent borrowers. Consequently, many major [...]

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Beware Of Yield Traps

Investors seeking an income stream from their holdings gravitate to either bonds or stocks which pay a dividend. Many stocks do not pay a dividend, and consequently there is no income provided from their ownership until the position is sold. Cash flow is especially important to those just entering retirement when income from investments becomes [...]

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Mortgage tips: Avoiding foreclosure

The foreclosure epidemic in America is ongoing, and many desperate homeowners are seeking any tactic possible to stave off losing their home. Arising from this backdrop is the “produce the note” movement. This is a strategy propagated by many lawyers and foreclosure defense specialists, and it entails demanding that your lender produce the actual note [...]

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