Tag Archive | "Finance"

The Twenty-Something Guide to Saving

Saturday, October 6, 2012

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The Twenty-Something Guide to Saving

When you are in school, you learn the skills you will need to take with you to find your first job.  While some schools do offer classes on how to save, only finance students really take anything away from these classes that they will use in real life.  Once you get your first job, you […]

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The Real Cost of your Debt

Monday, February 7, 2011

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The Real Cost of your Debt

Do you know what it actually costs to finance your life? The fine folk at Credit Sesame do, and they’ve prepared this very sobering infographic to apprise you of the facts. Brace yourself, then click through on the image.

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What Is Shortselling — And Is It Evil?

Monday, May 31, 2010

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What Is Shortselling — And Is It Evil?

The media, along with politicians, love to lambaste shortsellers and claim that they are the culprits behind stock market declines. When you sell short a stock you are betting that it will go down. Logistically, you “borrow” shares of the stock with a future promise to return them, and then you sell those shares on […]

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Is Debt Consolidation The Right Choice For You?

Thursday, May 27, 2010

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Is Debt Consolidation The Right Choice For You?

Ads for debt consolidation are omnipresent on television, radio and the Internet. What exactly is debt consolidation? Many of us have a multiplicity of bills — store cards, credit cards, car payment, medical bills, etc. Debt Consolidation aims to combine all of your outstanding debts into one new single debt — ideally with a lower […]

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Trade Like the Professionals By Using ETFs

Monday, May 24, 2010

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Trade Like the Professionals By Using ETFs

It used to be that only hedge funds and high net worth individuals could include instruments like commodities, currencies and sophisticated index-based derivatives within their aggregate portfolios. Now, using the power of Exchange Traded Funds (ETF’s), the individual investor can now take advantage of the movement of precious metals, currencies, commodities or market sector indices […]

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Student Loans – Are They Worth It

Monday, May 17, 2010

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Student Loans – Are They Worth It

It has always been axiomatic that higher education translates to increased earning power. Traditionally, educational options, along with corresponding financing, were relatively clear-cut. Students graduating high school would seek to attend an accredited brick and mortar university, and they would pay for it with a low-interest government backed student loans. However, times have now greatly […]

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What the &%*# is Happening In Greece — And Will It Affect Me?

Sunday, May 16, 2010

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What the &%*# is Happening In Greece — And Will It Affect Me?

Europe is in crisis. You’ve surely witnessed scenes of rioting and anarchy playing out on the streets of one of the world’s oldest democracies. What exactly is happening in Europe? Think of the EU (European Union) as your family. One family member (Greece) engages in reckless financial practices and runs up a huge amount of […]

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Cosigning For Your Kid’s Credit Card

Sunday, May 9, 2010

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Cosigning For Your Kid’s Credit Card

It used to be that any college student with a pulse was bombarded with a multiplicity of credit card offers. Each issuer had a student card program, and the issue of needing a cosigner never came into play. Many students obtained these credit cards, and, unfortunately, an appreciable number of them got in over their […]

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Pay Your Mortgage Off Quicker With This Trick

Sunday, May 2, 2010

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Pay Your Mortgage Off Quicker With This Trick

Homeowners typically pay their mortgage once per month on a fixed due date, but with a slight change can take years off their mortgage. The trick is paying biweekly. If you send in a check for half of your mortgage payment every two weeks, it ends up being 13 months worth of payments by the […]

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The Low Down On Debt Consolidation

Sunday, May 2, 2010

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The Low Down On Debt Consolidation

There are many complicated details when it comes to debt, but for those in a tough situation, the first order of business is lowering your monthly payment by any means. This is where debt consolidation can be a good option, and before moving ahead with it, there are a few key things you need to […]

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Paying Off Multiple Credit Cards

Sunday, May 2, 2010

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Paying Off Multiple Credit Cards

One of the things that got us into this economic mess was the wholesale nba jerseys availability of easy credit. A few years ago, it seemed that they were handing out credit cards on the street to anyone who wanted one, and as a result, too many people got too many cards. As times got […]

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