Tag Archive | "Finance"
The Real Cost of your Debt
Do you know what it actually costs to finance your life? The fine folk at Credit Sesame do, and they’ve prepared this very sobering infographic to apprise you of the facts. Brace yourself, then click through on the image.
Continue reading...What Is Shortselling — And Is It Evil?
Monday, May 31, 2010
The media, along with politicians, love to lambaste shortsellers and claim that they are the culprits behind stock market declines. When you sell short a stock you are betting that it will go down. Logistically, you “borrow” shares of the stock with a future promise to return them, and then you sell those shares on [...]
Continue reading...Is Debt Consolidation The Right Choice For You?
Thursday, May 27, 2010
Ads for debt consolidation are omnipresent on television, radio and the Internet. What exactly is debt consolidation? Many of us have a multiplicity of bills — store cards, credit cards, car payment, medical bills, etc. Debt Consolidation aims to combine all of your outstanding debts into one new single debt — ideally with a lower [...]
Continue reading...Trade Like the Professionals By Using ETFs
Monday, May 24, 2010
It used to be that only hedge funds and high net worth individuals could include instruments like commodities, currencies and sophisticated index-based derivatives within their aggregate portfolios. Now, using the power of Exchange Traded Funds (ETF’s), the individual investor can now take advantage of the movement of precious metals, currencies, commodities or market sector indices [...]
Continue reading...Student Loans – Are They Worth It
Monday, May 17, 2010
It has always been axiomatic that higher education translates to increased earning power. Traditionally, educational options, along with corresponding financing, were relatively clear-cut. Students graduating high school would seek to attend an accredited brick and mortar university, and they would pay for it with a low-interest government backed student loans. However, times have now greatly [...]
Continue reading...What the &%*# is Happening In Greece — And Will It Affect Me?
Sunday, May 16, 2010
Europe is in crisis. You’ve surely witnessed scenes of rioting and anarchy playing out on the streets of one of the world’s oldest democracies. What exactly is happening in Europe? Think of the EU (European Union) as your family. One family member (Greece) engages in reckless financial practices and runs up a huge amount of [...]
Continue reading...Cosigning For Your Kid’s Credit Card
Sunday, May 9, 2010
It used to be that any college student with a pulse was bombarded with a multiplicity of credit card offers. Each issuer had a student card program, and the issue of needing a cosigner never came into play. Many students obtained these credit cards, and, unfortunately, an appreciable number of them got in over their [...]
Continue reading...Pay Your Mortgage Off Quicker With This Trick
Sunday, May 2, 2010
Homeowners typically pay their mortgage once per month on a fixed due date, but with a slight change can take years off their mortgage. The trick is paying biweekly. If you send in a check for half of your mortgage payment every two weeks, it ends up being 13 months worth of payments by the [...]
Continue reading...The Low Down On Debt Consolidation
Sunday, May 2, 2010
There are many complicated details when it comes to debt, but for those in a tough situation, the first order of business is lowering your monthly payment by any means. This is where debt consolidation can be a good option, and before moving ahead with it, there are a few key things you need to [...]
Continue reading...Paying Off Multiple Credit Cards
Sunday, May 2, 2010
One of the things that got us into this economic mess was the availability of easy credit. A few years ago, it seemed that they were handing out credit cards on the street to anyone who wanted one, and as a result, too many people got too many cards. As times got tight, people turned [...]
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Monday, February 7, 2011
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