Tag Archive | "Emergency Fund"

How to be smart with your credit card usage

Monday, July 16, 2012

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How to be smart with your credit card usage

It may seem like an obvious statement but there are positives and negatives to owning a credit card, and knowing how to be smart about the way you use one  is crucial. With an economy that’s just as unstable for the country as a whole as it is for the citizens of it, the pitfalls […]

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Funding an Emergency Fund In Three Simple Steps

Friday, July 13, 2012

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Funding an Emergency Fund In Three Simple Steps

While starting an emergency fund may be easy, saving money for an emergency fund is much more difficult. Over the past few months, I have been working hard to pay off some of my credit card debt while also contributing to my emergency fund as per Dave Ramsey and many other financial experts’ recommendations. At […]

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Are you Making Excuses to Avoid Saving Money?

Saturday, April 28, 2012

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Whilst we all love the thought of having some money stashed away in savings, a huge number of us tend to make a range of excuses to avoid putting anything into savings. This is all well and good until a time comes when you need some emergency funds, at which point your options become very […]

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21 Strategies for Building Up an Emergency Fund

Sunday, December 12, 2010

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21 Strategies for Building Up an Emergency Fund

Here’s a great article to follow up our earlier one on building an emergency fund, from Zen Habits. Building up an emergency fund, if you haven’t already, is one of the most important things you can do to help your finances. But you knew that. It’s common financial advice, actually, but what’s not so common […]

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Protect Yourself With Put Options

Monday, November 22, 2010

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Hi NeedMoneyers, In previous posts, I’ve discussed protecting yourself against inflation, identity theft and against the ramifications of not having a sufficient emergency fund. Now, I’d like to discuss ways to protect your stock portfolio against market declines. For those of you who have long time horizons for your stock holdings, protecting your portfolio becomes […]

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Have An Emergency Fund

Tuesday, November 16, 2010

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Hello NeedMoney readers, I’d like to share a bit of advice which I wished I would have followed many years ago. Many of us — especially during these difficult economic times — are living paycheck to paycheck. I was once there myself. The problem with this is that if an unexpected emergency should arise — […]

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