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Is Debt Consolidation The Right Choice For You?

Ads for debt consolidation are omnipresent on television, radio and the Internet. What exactly is debt consolidation? Many of us have a multiplicity of bills — store cards, credit cards, car payment, medical bills, etc. Debt Consolidation aims to combine all of your outstanding debts into one new single debt — ideally with a lower [...]

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Student Loans – Are They Worth It

It has always been axiomatic that higher education translates to increased earning power. Traditionally, educational options, along with corresponding financing, were relatively clear-cut. Students graduating high school would seek to attend an accredited brick and mortar university, and they would pay for it with a low-interest government backed student loans. However, times have now greatly [...]

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Cosigning For Your Kid’s Credit Card

It used to be that any college student with a pulse was bombarded with a multiplicity of credit card offers. Each issuer had a student card program, and the issue of needing a cosigner never came into play. Many students obtained these credit cards, and, unfortunately, an appreciable number of them got in over their [...]

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The Low Down On Debt Consolidation

There are many complicated details when it comes to debt, but for those in a tough situation, the first order of business is lowering your monthly payment by any means. This is where debt consolidation can be a good option, and before moving ahead with it, there are a few key things you need to [...]

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