Tag Archive | "Credit Scores"

5 Habits of Those with an 800 Credit Score

Saturday, September 22, 2012

2 Comments

5 Habits of Those with an 800 Credit Score

The ever-elusive 800 credit score. We all know that a credit score of 800 means that you have almost perfect credit. We all know that that also means that, with an 800 credit score, there are a whole lot more opportunities that are open to you when it comes to credit and financing. But what […]

Continue reading...

Important Steps to Repairing Your Credit Score

Saturday, June 16, 2012

1 Comment

Important Steps to Repairing Your Credit Score

Despite being something that most people never get to see, our credit scores these days exert a great deal of influence on our lives. That’s because anything we want to do to improve our personal and economic well-being, from job interviews to mortgage applications, car loans to credit card applications all involve someone checking our […]

Continue reading...

5 things to know about Prepaid Cards

Saturday, June 16, 2012

0 Comments

5 things to know about Prepaid Cards

You may not have a choice Whether you like it or not, plastic cards are here to stay. Prepaid cards play an important part in day to day transactions, both large and small. Many people are forced to buy prepaid cards because of bad credit scores that is a direct result of bad financial planning. […]

Continue reading...

Your Credit Score

Sunday, October 17, 2010

0 Comments

Hey everyone, It’s James here to discuss a topic you’ve surely heard discussed a million times. Nonetheless, due to its importance, I desire to stress to NeedMoney readers the importance of maintaining a good credit score. For the uninitiated, your credit score (often referred to as a FICO score) is a number assessed to you […]

Continue reading...

What Are the Real Ramifications Of Bad Credit?

Thursday, August 12, 2010

0 Comments

What Are the Real Ramifications Of Bad Credit?

The high unemployment rate and foreclosure crisis are serving to hurt the credit scores of millions of Americans. Your credit score is a guage of how lenders view you as a credit risk, and traditionally bad credit was akin to the scarlet letter as illustrated by Nathaniel Hawthorne. However, with so many Americans suffering foreclosures […]

Continue reading...

How Credit Scores Are Made

Saturday, July 10, 2010

0 Comments

How Credit Scores Are Made

Most people have become more cautious with credit recently, but there are some important uses for borrowing, and the deal you get depends on your credit score. To avoid surprises, it is important to know what factors make up credit scores and how heavily each one is weighed. History of Paying On Time (35%). The […]

Continue reading...