Tag Archive | "Credit history"

Is Your Credit Score Good? 3 Reasons Why It Should Be

Sunday, May 12, 2013

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Have you ever worried about your credit score? Probably. Between the many ads advising us to get a credit report and the numerous articles found online about the importance of good credit, you probably are aware of how crucial a good credit score is. Determined by five different factors (your credit payment history, the amount […]

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How to be smart with your credit card usage

Monday, July 16, 2012

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How to be smart with your credit card usage

It may seem like an obvious statement but there are positives and negatives to owning a credit card, and knowing how to be smart about the way you use one  is crucial. With an economy that’s just as unstable for the country as a whole as it is for the citizens of it, the pitfalls […]

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Simplest Ways to Increase Your Credit Score

Thursday, May 3, 2012

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Simplest Ways to Increase Your Credit Score

Your credit score is a number from 300 to 850 that summarizes your credit history. A score closer to 300 signifies to potential lenders that you don’t have a pristine track record, while a score closer to 850 means you typically use loans wisely and pay them back promptly. Because your credit score takes into […]

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How Credit Scores Are Made

Saturday, July 10, 2010

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How Credit Scores Are Made

Most people have become more cautious with credit recently, but there are some important uses for borrowing, and the deal you get depends on your credit score. To avoid surprises, it is important to know what factors make up credit scores and how heavily each one is weighed. History of Paying On Time (35%). The […]

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Cosigning For Your Kid’s Credit Card

Sunday, May 9, 2010

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Cosigning For Your Kid’s Credit Card

It used to be that any college student with a pulse was bombarded with a multiplicity of credit card offers. Each issuer had a student card program, and the issue of needing a cosigner never came into play. Many students obtained these credit cards, and, unfortunately, an appreciable number of them got in over their […]

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