Tag Archive | "Credit cards"
Know the Tips and Tricks to Make Money and Get Out of Debt Quick
We all know that living debt free means very little financial stress and a lot more money that you can spend, the way you want. However, these days, working 40 hours a week for 40 years is not sufficient to ensure a debt free life. No matter how much you make you are bound to [...]
Continue reading...Your Credit Score
Sunday, October 17, 2010
Hey everyone, It’s James here to discuss a topic you’ve surely heard discussed a million times. Nonetheless, due to its importance, I desire to stress to NeedMoney readers the importance of maintaining a good credit score. For the uninitiated, your credit score (often referred to as a FICO score) is a number assessed to you [...]
Continue reading...New Rules Change Credit Card Fees
Tuesday, September 14, 2010
More news about credit card changes in the U.S. The Federal Reserve set regulations for credit card issuers which limit penalty fees to $25. The average of existing penalties is $39, so this is welcome news for many card holders having trouble with payments. The rules do state, however, that there can be an exception [...]
Continue reading...Are 0% Credit Card Offers Making a Comeback?
Wednesday, September 8, 2010
As the recession has somewhat stabilized and credit card reform laws have been completed, the climate for lending is improving and more credit card offers are becoming available. There has even been a resurgence of the so-called “teaser rate” cards, which offer an attractive 0% interest rate, typically for a year, on balance transfers and [...]
Continue reading...Being Honest With Yourself About Money
Wednesday, August 18, 2010
The complex nature of today’s financial world can make it easy to get lost in fantasy and not understand the financial realities we face. Credit cards allow us to accumulate purchases and seemingly only have to pay a small portion at the end of the month. A lack of savings does not seem like a [...]
Continue reading...How Credit Scores Are Made
Saturday, July 10, 2010
Most people have become more cautious with credit recently, but there are some important uses for borrowing, and the deal you get depends on your credit score. To avoid surprises, it is important to know what factors make up credit scores and how heavily each one is weighed. History of Paying On Time (35%). The [...]
Continue reading...How can you pay off your credit card debts?
Wednesday, June 16, 2010
Are you unable to make timely payments towards your credit cards? Do you wish to get rid of them? If yes, you must immediately prepare a budget for yourself and determine ways by which you can save some amount each month to repay your bills. If your financial situation does not permit you to repay [...]
Continue reading...Is Debt Consolidation The Right Choice For You?
Thursday, May 27, 2010
Ads for debt consolidation are omnipresent on television, radio and the Internet. What exactly is debt consolidation? Many of us have a multiplicity of bills — store cards, credit cards, car payment, medical bills, etc. Debt Consolidation aims to combine all of your outstanding debts into one new single debt — ideally with a lower [...]
Continue reading...Paying Off Multiple Credit Cards
Sunday, May 2, 2010
One of the things that got us into this economic mess was the availability of easy credit. A few years ago, it seemed that they were handing out credit cards on the street to anyone who wanted one, and as a result, too many people got too many cards. As times got tight, people turned [...]
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Sunday, August 28, 2011
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