Tag Archive | "Credit cards"

Debt consolidation

Tuesday, May 28, 2013

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When debt becomes overwhelming, consumers have several different options to deal with the situation. For some, bankruptcy is the only option when paying off the bills is impossible without legal assistance to get things under control. Unfortunately, this often reflects poorly on a credit report and it can be tough to get a loan or […]

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Where to Cut When You Need Money

Monday, May 20, 2013

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Many of us are currently feeling the strain when it comes to living expenses and paying the bills and when you see that even governments around the world as well as the in U.S are cutting their spending, you know that the drive to save cash is something a lot of us are having to […]

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Modern cash management solutions

Thursday, December 6, 2012

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Modern cash management solutions

Looking for a cash management solution for your business? A bank is obviously the best place to start—but what should you be looking for, exactly? Complete professional cash management solutions will offer you a range of options for looking after your and your clients’ money. Here’s a discussion of the kinds of services you should […]

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Can You Be Trusted With a Credit Card?

Monday, November 19, 2012

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Can You Be Trusted With a Credit Card?

Owning a credit card is a bigger responsibility then most people see it as, and that is proven true, given that the average American has a credit card debt of just under $15,000. That amount is staggering, but not surprising given the current state of the economy and the culture that people have been raised in. […]

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Dealing with Debt: Consolidation

Sunday, October 21, 2012

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Dealing with Debt: Consolidation

Because of the economic crisis, many Americans have been forced to take out loans or make purchases on their credit cards in the last few years. Most people do not have access to cash savings and need to use credit in order to fund their lifestyle. This has created a situation of out of control […]

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5 Habits of Those with an 800 Credit Score

Saturday, September 22, 2012

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5 Habits of Those with an 800 Credit Score

The ever-elusive 800 credit score. We all know that a credit score of 800 means that you have almost perfect credit. We all know that that also means that, with an 800 credit score, there are a whole lot more opportunities that are open to you when it comes to credit and financing. But what […]

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Become Financially Literate: 5 Things you Should Know

Wednesday, September 19, 2012

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Become Financially Literate: 5 Things you Should Know

Most of us would consider literacy (the ability to read and write) as being one of the most important skills that you can have in life. However, it is also extremely important that you are financially literate, if you hope to have a successful life and live within your means. Studies show that most Americans […]

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5 Biggest Credit Risks for College Students – How to Avoid Them

Tuesday, September 11, 2012

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5 Biggest Credit Risks for College Students – How to Avoid Them

There are five major risks you face as a college student that can affect your credit in a negative way.  And bad credit can keep you from getting the things that you want later on in life. Knowing what these credit risks are and how to avoid them will be very important to you now, […]

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10 Tips To Help Make Motoring Cheaper For You

Saturday, July 7, 2012

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10 Tips To Help Make Motoring Cheaper For You

Motoring is getting more and more expensive every single year with petrol costs spiralling upwards, road tax becoming more expensive and car insurance increasing in price every year. For many families, motoring is one of the biggest expenses, so much so that many people can’t even afford to drive to work because of the cost […]

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Bad Credit Loans—Qualifying for Open Door Loans

Saturday, June 23, 2012

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Bad Credit Loans—Qualifying for Open Door Loans

Do you have a bad credit history—or no credit history at all? Working with a bad credit history is extremely impractical, as getting credit cards, opening bank accounts, and taking out loans is made much harder whenever a credit check is involved. Your credit history may not even be your fault, as you may have […]

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5 things to know about Prepaid Cards

Saturday, June 16, 2012

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5 things to know about Prepaid Cards

You may not have a choice Whether you like it or not, plastic cards are here to stay. Prepaid cards play an important part in day to day transactions, both large and small. Many people are forced to buy prepaid cards because of bad credit scores that is a direct result of bad financial planning. […]

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Simplest Ways to Increase Your Credit Score

Thursday, May 3, 2012

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Simplest Ways to Increase Your Credit Score

Your credit score is a number from 300 to 850 that summarizes your credit history. A score closer to 300 signifies to potential lenders that you don’t have a pristine track record, while a score closer to 850 means you typically use loans wisely and pay them back promptly. Because your credit score takes into […]

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Know the Tips and Tricks to Make Money and Get Out of Debt Quick

Sunday, August 28, 2011

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Know the Tips and Tricks to Make Money and Get Out of Debt Quick

We all know that living debt free means very little financial stress and a lot more money that you can spend, the way you want. However, these days, working 40 hours a week for 40 years is not sufficient to ensure a debt free life. No matter how much you make you are bound to […]

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Your Credit Score

Sunday, October 17, 2010

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Hey everyone, It’s James here to discuss a topic you’ve surely heard discussed a million times. Nonetheless, due to its importance, I desire to stress to NeedMoney readers the importance of maintaining a good credit score. For the uninitiated, your credit score (often referred to as a FICO score) is a number assessed to you […]

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