Tag Archive | "Credit card"

Where to Cut When You Need Money

Monday, May 20, 2013

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Many of us are currently feeling the strain when it comes to living expenses and paying the bills and when you see that even governments around the world as well as the in U.S are cutting their spending, you know that the drive to save cash is something a lot of us are having to […]

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Simplest Ways to Increase Your Credit Score

Thursday, May 3, 2012

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Simplest Ways to Increase Your Credit Score

Your credit score is a number from 300 to 850 that summarizes your credit history. A score closer to 300 signifies to potential lenders that you don’t have a pristine track record, while a score closer to 850 means you typically use loans wisely and pay them back promptly. Because your credit score takes into […]

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21 Strategies for Building Up an Emergency Fund

Sunday, December 12, 2010

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21 Strategies for Building Up an Emergency Fund

Here’s a great article to follow up our earlier one on building an emergency fund, from Zen Habits. Building up an emergency fund, if you haven’t already, is one of the most important things you can do to help your finances. But you knew that. It’s common financial advice, actually, but what’s not so common […]

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Are 0% Credit Card Offers Making a Comeback?

Wednesday, September 8, 2010

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As the recession has somewhat stabilized and credit card reform laws have been completed, the climate for lending is improving and more credit card offers are becoming available. There has even been a resurgence of the so-called “teaser rate” cards, which offer an attractive 0% interest rate, typically for a year, on balance transfers and […]

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Knowing vs. Doing The Right Thing Financially

Thursday, July 1, 2010

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Knowing vs. Doing The Right Thing Financially

If you are reading this, there is a good chance it is not the first time you have looked for financial advice. There are many time tested ways out there to organize yourself and right your finances. If the information is so readily available, then why do so many people not have their act together […]

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Is Debt Consolidation The Right Choice For You?

Thursday, May 27, 2010

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Is Debt Consolidation The Right Choice For You?

Ads for debt consolidation are omnipresent on television, radio and the Internet. What exactly is debt consolidation? Many of us have a multiplicity of bills — store cards, credit cards, car payment, medical bills, etc. Debt Consolidation aims to combine all of your outstanding debts into one new single debt — ideally with a lower […]

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Cosigning For Your Kid’s Credit Card

Sunday, May 9, 2010

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Cosigning For Your Kid’s Credit Card

It used to be that any college student with a pulse was bombarded with a multiplicity of credit card offers. Each issuer had a student card program, and the issue of needing a cosigner never came into play. Many students obtained these credit cards, and, unfortunately, an appreciable number of them got in over their […]

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The Low Down On Debt Consolidation

Sunday, May 2, 2010

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The Low Down On Debt Consolidation

There are many complicated details when it comes to debt, but for those in a tough situation, the first order of business is lowering your monthly payment by any means. This is where debt consolidation can be a good option, and before moving ahead with it, there are a few key things you need to […]

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Paying Off Multiple Credit Cards

Sunday, May 2, 2010

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Paying Off Multiple Credit Cards

One of the things that got us into this economic mess was the wholesale nba jerseys availability of easy credit. A few years ago, it seemed that they were handing out credit cards on the street to anyone who wanted one, and as a result, too many people got too many cards. As times got […]

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