Tag Archive | "Credit Card Debt"

The Pros and Cons of Settling Your Debts

Monday, June 3, 2013

0 Comments

Over the past four years we’ve unfortunately had to become familiar with the term, “short sale,” which is actually a settlement accepted by your mortgage lender. And while mortgage settlements have become a common practice over the past few years, the process of settling other debts, such as credit card debt and debts being worked […]

Continue reading...

Debt consolidation

Tuesday, May 28, 2013

0 Comments

When debt becomes overwhelming, consumers have several different options to deal with the situation. For some, bankruptcy is the only option when paying off the bills is impossible without legal assistance to get things under control. Unfortunately, this often reflects poorly on a credit report and it can be tough to get a loan or […]

Continue reading...

Can You Be Trusted With a Credit Card?

Monday, November 19, 2012

0 Comments

Can You Be Trusted With a Credit Card?

Owning a credit card is a bigger responsibility then most people see it as, and that is proven true, given that the average American has a credit card debt of just under $15,000. That amount is staggering, but not surprising given the current state of the economy and the culture that people have been raised in. […]

Continue reading...

3 Ways your Money can Work for You

Sunday, September 2, 2012

0 Comments

3 Ways your Money can Work for You

The ideal point in every aspiring wealth-maker’s life is when money begins earning a higher amount than is being saved each month. You don’t need a business degree to make smart investments or manage your money; however, before you begin investing and building wealth, there are three things you must have. No credit card debt […]

Continue reading...

Funding an Emergency Fund In Three Simple Steps

Friday, July 13, 2012

0 Comments

Funding an Emergency Fund In Three Simple Steps

While starting an emergency fund may be easy, saving money for an emergency fund is much more difficult. Over the past few months, I have been working hard to pay off some of my credit card debt while also contributing to my emergency fund as per Dave Ramsey and many other financial experts’ recommendations. At […]

Continue reading...

The Credit Card Shuffle – saving you money on credit card debt

Monday, June 25, 2012

0 Comments

The Credit Card Shuffle – saving you money on credit card debt

The “credit card shuffle” is a process that involves moving debt from one card to another in an effort to save money on finance charges and interest. This process can work effectively if done correctly. However, you should avoid using one card simply to pay off another at all costs, as this practice is not […]

Continue reading...

5 Financial Pitfalls all College Students Should Avoid

Wednesday, June 13, 2012

0 Comments

5 Financial Pitfalls all College Students Should Avoid

As college tuition rates continue to rise across the nation and many college loan companies increase their interest rates, the cost of a college degree is becoming more expensive than ever before. Unfortunately many college students have to pay for most of their education through college loans and credit cards, which can financially haunt them […]

Continue reading...

Debt Consolidation: Easing the Burden

Monday, September 19, 2011

0 Comments

Debt Consolidation: Easing the Burden

There’s no doubt that while having a certain amount of debt is normal and a way of life for many, but some of us have gone over the line where we can pay back what we owe in monthly payments. Before any further discussion of this unfortunate situation, it’s necessary to note that facing a […]

Continue reading...

Are You Making This Credit Card Mistake?

Monday, August 30, 2010

0 Comments

Are You Making This Credit Card Mistake?

Savings are a great thing and a goal everyone should have in their money strategy. However, there are times when it makes more sense to use money that would be put into savings towards other things, like paying down credit card debt. While many people keep savings and credit card expenses separate in their heads, […]

Continue reading...

How can you pay off your credit card debts?

Wednesday, June 16, 2010

1 Comment

How can you pay off your credit card debts?

Are you unable to make timely payments towards your credit cards? Do you wish to get rid of them? If yes, you must immediately prepare a budget for yourself and determine ways by which you can save some amount each month to repay your bills. If your financial situation does not permit you to repay […]

Continue reading...

Ways to attain relief from credit card debts

Wednesday, May 26, 2010

0 Comments

Are you neck-deep in credit card debt? Are you getting warning calls from your creditors? There is nothing to worry as here are some smart solutions to your credit card debt problems. Smart solutions to credit card debt Debt Settlement: Debt settlement is a process where there is negotiation with the credit card company to […]

Continue reading...