Tag Archive | "Banks"

Difficulties with Getting a Mortgage if you’re Self Employed

Monday, May 7, 2012

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Difficulties with Getting a Mortgage if you’re Self Employed

It is notoriously difficult to get a mortgage if you are self-employed. It’s certainly not impossible, but it is harder to achieve than if you are employed by someone else. And it has got even harder since the financial collapse of 2007, which was due in part to irresponsible mortgage lending. What’s more Self cert […]

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But “I Need Money”!

Tuesday, December 20, 2011

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But “I Need Money”!

It’s rare to go through life without saying “I need money”. If that’s where you are right now, read on for some ideas about how to get the money you need! Because the Internet is full of sketchy ideas and shady propositions, the NeedMoney.com crew have compiled some of the best legitimate solutions to the […]

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Tips for Buying Your Next Car on Finance

Thursday, February 3, 2011

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Tips for Buying Your Next Car on Finance

There are so many finance options available to the modern consumer it can be confusing trying to work out which deal could best suit you. It is important if you are thinking about buying a car on finance to make sure you pick the right deal for your own individual circumstances. Any finance deal can […]

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Don’t Think You Can Stop Paying Your Mortgage

Friday, October 29, 2010

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Hi NeedMoney fans, I’ve received several inquiries from readers who have been following this mortgage mess as it has unfolded over the past several weeks. So what exactly has happened? It appears that the banks have used improper procedures in many instances when going about foreclosing on homes owned by delinquent borrowers. Consequently, many major […]

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The Perils Of A Bad Credit Score

Wednesday, October 20, 2010

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Hi all, James here again, and I’d like to follow up on my previous post about your credit score. I explained in my last post the basics about your credit score, and now I’d like to discuss the ramifications of having a bad credit score. I can speak to this from personal experience having suffered […]

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New Rules Change Credit Card Fees

Tuesday, September 14, 2010

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More news about credit card changes in the U.S. The Federal Reserve set regulations for credit card issuers which limit penalty fees to $25. The average of existing penalties is $39, so this is welcome news for many card holders having trouble with payments. The rules do state, however, that there can be an exception […]

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Are 0% Credit Card Offers Making a Comeback?

Wednesday, September 8, 2010

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As the recession has somewhat stabilized and credit card reform laws have been completed, the climate for lending is improving and more credit card offers are becoming available. There has even been a resurgence of the so-called “teaser rate” cards, which offer an attractive 0% interest rate, typically for a year, on balance transfers and […]

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New Bank Rules Require Customer “Opt-In” to Overdraft Protection

Friday, August 27, 2010

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New Bank Rules Require Customer “Opt-In” to Overdraft Protection

You might have noticed that your bank has been bothering you lately with letters, emails, and calls asking you to join their overdraft protection program. You might have thought that most accounts already have overdraft protection. Up until now, they did, but according to new U.S. laws taking effect this summer, banks have to get […]

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Put Savings On Autopilot

Sunday, August 15, 2010

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Put Savings On Autopilot

It is easy for us to say we want to save more, but it is a different story to put your money where your mouth is. Too often it is a struggle once we have a full paycheck in our hands to do the right thing and avoid needless spending. To take this issue off […]

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