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What’s foreign exchange trading all about, anyway?
The stock market is no longer the sole playground of the rich and famous, with an increasing number of part-time investors opting to dabble in trading. However, rather than sticking to conventional stocks and shares, the world of foreign currency trading is becoming an attractive proposition for many. Foreign currency trading, or forex as it [...]
Continue reading...Retirement Savings Options
28. December 2011
Guaranteed Investment Contracts GICs for short, guaranteed investment contracts are fixed-income contracts issued by insurance companies as an investment option for 401(k) retirement plans. Another, more common, name for GICs is “stable value funds.” Like Certificates of Deposit, only tax-deferred, GICs pay a fixed-interest rate for a specified period of time (e.g. 3 to 5 [...]
Continue reading...Explaining Covered Calls
26. December 2011
Make more from your investments by trading covered calls If you’re getting started in option trading, covered calls are usually one of the first new strategies you’ll encounter. They’re also popular with experienced traders looking to earn extra income from their portfolios. Writing covered calls is thought one of the lowest-risk strategies for option trading, [...]
Continue reading...The recession and its effect on your retirement savings
8. November 2011
After working in executive management for over ten years with a steadily increasing salary, Rick Stephens, 51, was laid off from his job in June 2008. Two years of steady unemployment later, he has sold his car, moved in with his 75-year-old father and blown through all his retirement savings to stay afloat. “I pay [...]
Continue reading...Retirement Savings News: 401K contribution limit raised to $17,000!
24. October 2011
You’ll be able to contribute more tax-free money to your 401(k) next year, the IRS just announced. The contribution limit for employees participating in pension plans including 401(k)s, 403(b)s, most 457 plans and the federal government’s Thrift Savings Plan will be $17,000 for the tax year 2012. That’s $500 higher than the $16,500 limit this [...]
Continue reading...Why Optimism about Retirement Savings is Dangerous
12. October 2011
While there’s usually nothing wrong (and a lot right!) with having a positive and optimistic outlook on life, when in comes to your personal finances such optimism may not be a great idea. No one knows this better than Wall Street executives. When the top brass fail to deliver the results that they promised — [...]
Continue reading...The (Very) Small Investor
26. September 2011
Here’s what you need to keep in mind: Minimums matter. Many brokerage firms won’t let you open an account with less than $1,000, and some have minimums as high as $15,000. The minimum requirements for retirement accounts often are lower, however, so you may be able to open a traditional or Roth IRA with less. [...]
Continue reading...Biggest Mistakes That People Make When Mutual Fund Investing
13. June 2011
Sometimes mutual fund investing is not as simple as it sounds. Lots of people buy a fund for their retirement portfolio and hope the performance is good enough they can retire one day. This is a losing strategy. You don’t just want to leave retirement planning to chance. In order to help you select the [...]
Continue reading...Timeless investment advice from Warren Buffet
22. February 2011
Warren Buffett is a billionaire investor, a businessperson and one of the humanity’s greatest philanthropists. He is also the second or third richest man in the world and a guru to millions of investors of all flavours. His philosophy of value investing has been shown conclusively to work in all types of markets and financial [...]
Continue reading...4 Tips for Small Investors
10. February 2011
I’ve been investing for years; I’ve made money and lost money. More importantly than that, I’ve seized and missed opportunities. Probably the biggest mistake would-be investors make is missing opportunities when they are evident. An even bigger mistake investors make is running after a train that has already left the station. There are four key [...]
Continue reading...Speculative Stock Options
28. November 2010
Hi everyone, James back again. The last few posts dealt with using stock options for defensive purposes. This mean that you used them in order to protect your portfolio against potential loss — not to make additional money by trading options. The other use for stock options is termed to be “speculative” — meaning that [...]
Continue reading...Protecting Your Portfolio With Covered Calls
25. November 2010
I last discussed protecting your stock portfolio with married puts, and now we’ll explore protection via covered calls. Covered calls are when you sell a call option against a stock you own. This defensive move is not as secure as a married put, but instead of paying for the put — you make money on [...]
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28. January 2012
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