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Eating Out and Saving Money
Eating out is one of the many pleasures of life and a great convenience when you’re too tired or swamped to cook, but it’s also one of the biggest budget busters. If you’re looking to cut your costs, you don’t have to sacrifice dining out altogether, though. Here are some tips and resources to eat [...]
Continue reading...Making a Budget
30. October 2011
What is the best way to start a budget? The first thing that anyone who wants to make a budget must do is to compare their income versus their expenses. The good thing is that it is quite easy to do. It’s too bad most of us never learned this in school and had to [...]
Continue reading...Why Optimism about Retirement Savings is Dangerous
12. October 2011
While there’s usually nothing wrong (and a lot right!) with having a positive and optimistic outlook on life, when in comes to your personal finances such optimism may not be a great idea. No one knows this better than Wall Street executives. When the top brass fail to deliver the results that they promised — [...]
Continue reading...I Need Money Desperately – 20 Ways to Make Money FAST
27. September 2011
Desperate times call for desperate measure – so the saying goes. If you need money now for some urgent bills or debt, you may be ready and willing to do almost anything to get the money you need. Being broke and in need of money is not fun – but luckily, hope is not lost. [...]
Continue reading...Debt Consolidation: Easing the Burden
19. September 2011
There’s no doubt that while having a certain amount of debt is normal and a way of life for many, but some of us have gone over the line where we can pay back what we owe in monthly payments. Before any further discussion of this unfortunate situation, it’s necessary to note that facing a [...]
Continue reading...Know the Tips and Tricks to Make Money and Get Out of Debt Quick
28. August 2011
We all know that living debt free means very little financial stress and a lot more money that you can spend, the way you want. However, these days, working 40 hours a week for 40 years is not sufficient to ensure a debt free life. No matter how much you make you are bound to [...]
Continue reading...Personal finance basics to tackle TODAY
19. June 2011
If you are like many of us, you probably visit several websites and read financial literature frequently. Many of us are really reading these articles to kill time, even though they often have useful advice. Reading is a form of entertainment, after all… but reading won’t do you any good if you don’t take action. [...]
Continue reading...Biggest Mistakes That People Make When Mutual Fund Investing
13. June 2011
Sometimes mutual fund investing is not as simple as it sounds. Lots of people buy a fund for their retirement portfolio and hope the performance is good enough they can retire one day. This is a losing strategy. You don’t just want to leave retirement planning to chance. In order to help you select the [...]
Continue reading...Study Abroad: Live Well but Live Frugally
24. May 2011
Studying abroad can be an exhilarating time for those wanting to experience new cultures and lifestyles. At the same time, the experience can be incredibly expensive. A majority of the costs are dependent on the country you visit and your spending habits in general. Are you willing to make changes in order to save money? [...]
Continue reading...How to Keep Your Expenses Under Control in Graduate School
22. March 2011
Not all of us are blessed with enormous trust funds for higher education. Maybe you had a trust fund for your undergraduate degree, and now the fund is looking pretty dry. Graduate degree programs, such as a JD or an MBA can be incredibly expensive. If you plan on taking loans out, be prepared to [...]
Continue reading...Four Ways Couples Can Minimize Their Socializing Expenses
13. March 2011
A lot of reasons why many of us don’t socialize as often as we could is because we have a hard time doing so in a cost-effective way. Going out for dinner is really expensive, and so is buying drinks. Likewise, doing fun activities, like going to a sports event or watching a play, can [...]
Continue reading...5 tips for managing everyday expenses in the workplace
7. March 2011
If you’re preparing to start up a new enterprise, an endless number of concerns probably seem to be competing for your constant attention. Many of these center around the company’s finances, especially the cost-to-profit ratio. Of course there are the critical financial issues, such as acquiring sufficient start up capital, deciding employee salaries and keeping [...]
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7. November 2011
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