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Getting a Mortgage with Bad Credit: Is It Possible?

20. February 2017

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A bad credit rating can quickly become the bane of your life if you are trying to purchase your own home. Like any other forms of credit, mortgages require applicants to undergo a credit check before a decision is made, and no matter how much you are earning or how much you can cough up […]

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How to Reward Your Staff Members While Saving Money

12. February 2017

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Despite global economic tumult, businesses are showcasing robust levels of sentiment at the beginning of 2017. According to findings recorded by PricewaterhouseCoopers (PwC), 38% of more than 1,300 respondents claiming that they are confident about their businesses prospects for the year ahead, up from just 35% during the same period last year. How to Save […]

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Starting a Business? Here are the Main Financial Considerations

14. November 2016

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Starting is a business in the current economy is far from easy, and the statistics appear to bear this out. After all, more than 50% of new businesses are destined to fail within their first five years, as they struggle with issues such as sustainability, scalability and intense competition in their marketplace. Finances and cash-flow […]

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Buying your Partner’s Dream Engagement Ring: The Key Considerations

24. October 2016

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Consumer spending has fluctuated considerably across the globe in recent times, thanks primarily to rising geopolitical uncertainties and the volatility caused by Brexit. The UK saw August’s decline followed by a sharp increase in spending last month, for example, while the US has reported a significant decrease over the course of the last eight weeks. […]

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What are the Hidden Costs of Business Leadership?

11. October 2016

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Global business sentiment has taken something of a hit recently, thanks primarily to the re-emerging spectre of Brexit and its immense implications for Europe and the Western world. While confidence had rebounded after the initial fall-out from the referendum vote, the decision of British PM Theresa May to announce an official time-line for Brexit has […]

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The Cost Implications of Choosing the Right Delivery Service for your Small Business

25. September 2016

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When was the last time you assessed your current delivery service? Whatever type of business you run, if you rely heavily upon sending physical goods via the post, it’s vital you deal with a reliable and speedy courier. The delivery service of your company can actually make a huge difference to your reputation. It can […]

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Finances and Beyond: How to Prepare for an Overseas Student Placement

12. September 2016

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All too often, there is a great deal of confusion that exists between the classic student gap year and an overseas placement. While both may involve international travel and offer you an opportunity to see various locations across the globe, however, there are huge differences that will impact on how you plan and execute such […]

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The Importance of Planning for Key Business Decisions

4. August 2016

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Planning in business management is a must. Every manager, from one in charge of a global corporation to a local restaurant, will tell you that. The old adage of ‘fail to plan, plan to fail’ certainly does ring true. To avoid finding that out for yourself, it is vital that you do plan ahead for […]

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The Art of earning Passive Income: How to Profit from the Financial Markets

2. August 2016

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The Rio Olympics are nearly upon us, following on from the huge success of the summer games in London back in 2012. An inspiring spectacle, the Olympics (and the subsequent Paralympics) teach us that anything is possible with hard work, drive and determination, regardless of our circumstances or the perceived barriers that hold us back […]

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Speculate to Accumulate: How spending More can lead to savings over time

18. July 2016

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There is an old adage which suggests that you should speculate to accumulate, and this is true for both individuals and business-owners alike. While this does not mean that you should spend recklessly, it underlines the fact that sensible and carefully considered investments can trigger long-term financial savings. There are many instances in which this […]

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The “Don’t Ask, Don’t Tell” Model of Insider Trading

12. June 2016

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In 2014, a landmark insider trading case (U.S. v. Newman) redefined the nature of insider trading. According to the ruling, a person who had profited off of tips from an insider was not insider trading unless there was something given in exchange for the tips. In other words, a corporate heavyweight could simply let his […]

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Is it Possible to market your small business for nothing?

2. May 2016

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At the beginning of this year, the biggest question facing U.S businesses was whether or not they could shake off the weight of a strong dollar and lower commodity prices in the quest to achieve higher profits. This was a similar issue in many economies throughout the Western world at the start of 2016, and […]

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The Freelancers guide to Productivity: Simple steps to optimise your income

27. April 2016

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While freelancing is an increasingly popular pastime (whether you are self-employed or undertake additional work alongside a permanent job role), optimising your productivity is extremely difficult. This is especially true when you work from home, as the distractions of everyday life can quickly disturb your flow of work and prevent you maximising your income. With […]

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Should you rent or buy a home?

25. April 2016

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There is no doubt about it, choosing between renting and buying a home is one of the most important decisions that you will ever take. There are also a number of economic and social factors on which to base such a decision, while the fact that many of these are variable make the challenge even […]

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