The stock market is no longer the sole playground of the rich and famous, with an increasing number of part-time investors opting to dabble in trading. However, rather than sticking to conventional stocks and shares, the world of foreign currency trading is becoming an attractive proposition for many. Foreign currency trading, or forex as it [...]
Continue reading...25. January 2012
Many people are interested in investing to secure their future. It is usually understood that it is not a good idea to rely entirely on the government to provide sufficient funds for retirement. There are many financial products to choose from that allow individuals to take care of their own financial future. Many things can [...]
Continue reading...22. January 2012
Financial products are simply instruments offered by the financial services industry that help you save or invest your money. There is such a wide variety of financial products to choose from that it can be difficult to know which ones you should purchase. Here are a few tips on selecting certain financial products to suit [...]
Continue reading...15. January 2012
Now that the Year of Our Lord 2012 is well underway, you may have some hokey new year’s resolutions lined up. From losing weight, to saving some money, to calling your mom more frequently, it’s good that you have some goals you’d like to accomplish. In the grand scheme of things, however, why not draft [...]
Continue reading...28. December 2011
Guaranteed Investment Contracts GICs for short, guaranteed investment contracts are fixed-income contracts issued by insurance companies as an investment option for 401(k) retirement plans. Another, more common, name for GICs is “stable value funds.” Like Certificates of Deposit, only tax-deferred, GICs pay a fixed-interest rate for a specified period of time (e.g. 3 to 5 [...]
Continue reading...20. December 2011
It’s rare to go through life without saying “I need money”. If that’s where you are right now, read on for some ideas about how to get the money you need! Because the Internet is full of sketchy ideas and shady propositions, the NeedMoney.com crew have compiled some of the best legitimate solutions to the [...]
Continue reading...18. December 2011
Shopping online has become a popular alternative for people looking to skip the lines and chaos that shopping in stores can bring, but for incautious consumers shopping online can lead to a whole new set of problems as many cybercriminals look to scam unsuspecting holiday shoppers. “Online shopping has become so popular that it now [...]
Continue reading...8. November 2011
After working in executive management for over ten years with a steadily increasing salary, Rick Stephens, 51, was laid off from his job in June 2008. Two years of steady unemployment later, he has sold his car, moved in with his 75-year-old father and blown through all his retirement savings to stay afloat. “I pay [...]
Continue reading...7. November 2011
How much money buys happiness? A wide body of research suggests the number is approximately forty thousand dollars a year. Daniel Gilbert, professor of psychology at Harvard University, says once you have enough money to meet basic needs – food, shelter, but not necessarily cable —incremental increases have little effect on your happiness. Aaron Karo, [...]
Continue reading...7. November 2011
Eating out is one of the many pleasures of life and a great convenience when you’re too tired or swamped to cook, but it’s also one of the biggest budget busters. If you’re looking to cut your costs, you don’t have to sacrifice dining out altogether, though. Here are some tips and resources to eat [...]
Continue reading...30. October 2011
What is the best way to start a budget? The first thing that anyone who wants to make a budget must do is to compare their income versus their expenses. The good thing is that it is quite easy to do. It’s too bad most of us never learned this in school and had to [...]
Continue reading...12. October 2011
While there’s usually nothing wrong (and a lot right!) with having a positive and optimistic outlook on life, when in comes to your personal finances such optimism may not be a great idea. No one knows this better than Wall Street executives. When the top brass fail to deliver the results that they promised — [...]
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28. January 2012
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