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How To Save Money On Your Next Electricity Bill
With gas prices climbing and the economy showing no signs of improvement, it’s important to take little steps in lowering that hefty electricity bill that puts a dent in your paycheque each month. If you’re sick of paying for an expensive electricity bill, or if you’re simply hoping to become more environmentally-conscious, here are eight [...]
Continue reading...How to Keep Your Expenses Under Control in Graduate School
22. March 2011
Not all of us are blessed with enormous trust funds for higher education. Maybe you had a trust fund for your undergraduate degree, and now the fund is looking pretty dry. Graduate degree programs, such as a JD or an MBA can be incredibly expensive. If you plan on taking loans out, be prepared to [...]
Continue reading...Four Ways Couples Can Minimize Their Socializing Expenses
13. March 2011
A lot of reasons why many of us don’t socialize as often as we could is because we have a hard time doing so in a cost-effective way. Going out for dinner is really expensive, and so is buying drinks. Likewise, doing fun activities, like going to a sports event or watching a play, can [...]
Continue reading...How College Students Can Save Money on Food
13. February 2011
Before going to college, your parents paid for your food, so the cost of food wasn’t something you thought about too much. $10 a pound for crab legs? Who cares! Lets eat! Well, things have changed, especially for students living in an apartment. How can college students save money on food? No, don’t just dine [...]
Continue reading...7 saving tips for young adults
31. January 2011
As a group, young adults are yet to have completely made up their minds on the issue of saving, though in America at least, just over half of them claim to be saving for specific things. But for the rest of us, regular saving may seem a daunting prospect. How many of us are pulling [...]
Continue reading...Eating out: ways of avoiding it
24. January 2011
When you’re looking to cut your spending, you’ll often receive the advice to avoid eating out. It sounds like practical, straightforward, easy-to-follow advice: just don’t eat out! Cook meals yourself and brown bag work lunches (if you work outside the home). Plenty of people do it and don’t find it difficult. But everyone has their [...]
Continue reading...How Small Treats Can Help You Save Money
22. January 2011
Let’s face it. Saving money can be hard, especially if we have to sacrifice a lot of what we enjoy. In this respect, it’s sort of like dieting. We hope to give up many of the things we like that are also bad for us in order to become healthier. When we sacrifice in order [...]
Continue reading...Making your Budget
17. January 2011
Making a budget may not be exciting, but it’s an important tool for keeping for finances in order. Before you even start, it’s important to know that in order to make a good budget you will have to use as much specific, detailed information as you can find. In the end, a good budget will [...]
Continue reading...21 Strategies for Building Up an Emergency Fund
12. December 2010
Here’s a great article to follow up our earlier one on building an emergency fund, from Zen Habits. Building up an emergency fund, if you haven’t already, is one of the most important things you can do to help your finances. But you knew that. It’s common financial advice, actually, but what’s not so common [...]
Continue reading...Get your finances sorted in 7 easy steps
1. November 2010
“I love you but it’s not my job to fix your finances.” -Charlotte, Sex and the City Charlotte says what a lot of people think. You know your finances aren’t just going to fix themselves, and it’s a rare friend or relative who’ll make the effort to sort out your financial mess for you. Thankfully [...]
Continue reading...Want More Money? Bet On It!
5. September 2010
Getting in shape financially is a lot like getting in shape physically. Success depends on planning, goals, discipline, and accountability. You often hear about people having success with their fitness when they partner up with a friend because they do not want to leave their friend hanging to work out alone. The same accountability idea [...]
Continue reading...The Real Reason Why Saving Money is So Hard
2. September 2010
If saving up a nice chunk of cash was as easy as saying we ought to, most people would have already put away a nest egg, a rainy day fund, and a bunch of spending money to top it off. The reality is that most people struggle to discipline themselves in improving their saving habits. [...]
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10. April 2011
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