A great rule of thumb to follow: you receive a pay cut, now you must cut back. All the luxuries you relished before your bank account got smaller will have to end. You won’t miss them, the little things you enjoyed before can be replaced with other things: Stop Memberships. Common memberships are gym, tanning [...]
Continue reading...15. January 2012
Now that the Year of Our Lord 2012 is well underway, you may have some hokey new year’s resolutions lined up. From losing weight, to saving some money, to calling your mom more frequently, it’s good that you have some goals you’d like to accomplish. In the grand scheme of things, however, why not draft [...]
Continue reading...7. November 2011
Eating out is one of the many pleasures of life and a great convenience when you’re too tired or swamped to cook, but it’s also one of the biggest budget busters. If you’re looking to cut your costs, you don’t have to sacrifice dining out altogether, though. Here are some tips and resources to eat [...]
Continue reading...30. October 2011
What is the best way to start a budget? The first thing that anyone who wants to make a budget must do is to compare their income versus their expenses. The good thing is that it is quite easy to do. It’s too bad most of us never learned this in school and had to [...]
Continue reading...28. August 2011
We all know that living debt free means very little financial stress and a lot more money that you can spend, the way you want. However, these days, working 40 hours a week for 40 years is not sufficient to ensure a debt free life. No matter how much you make you are bound to [...]
Continue reading...11. July 2011
Once high schoolers go to college, they’ll manage their own money. And without the help of their relatives, what are the chances they will be prepared to do so? Less than half of all US states have personal finance education requirements in high school. Only four states require a full semester. If your child or [...]
Continue reading...10. May 2011
Guys, you can spend less money on your dates while still giving the girl a great experience. Too many guys think the only way to impress a woman is with an expensive date. But there are many other ways to show her your awesomeness. Spending money is simply a method of impressing a woman. But [...]
Continue reading...25. April 2011
If you have loved ones who live in another country then making international calls can be a costly process. However, there are numerous sites, programs, and applications you could use to make international calls at a cheap cost, or even no cost at all. Here are some of the most popular programs you can use [...]
Continue reading...10. April 2011
With gas prices climbing and the economy showing no signs of improvement, it’s important to take little steps in lowering that hefty electricity bill that puts a dent in your paycheque each month. If you’re sick of paying for an expensive electricity bill, or if you’re simply hoping to become more environmentally-conscious, here are eight [...]
Continue reading...22. March 2011
Not all of us are blessed with enormous trust funds for higher education. Maybe you had a trust fund for your undergraduate degree, and now the fund is looking pretty dry. Graduate degree programs, such as a JD or an MBA can be incredibly expensive. If you plan on taking loans out, be prepared to [...]
Continue reading...13. March 2011
A lot of reasons why many of us don’t socialize as often as we could is because we have a hard time doing so in a cost-effective way. Going out for dinner is really expensive, and so is buying drinks. Likewise, doing fun activities, like going to a sports event or watching a play, can [...]
Continue reading...13. February 2011
Before going to college, your parents paid for your food, so the cost of food wasn’t something you thought about too much. $10 a pound for crab legs? Who cares! Lets eat! Well, things have changed, especially for students living in an apartment. How can college students save money on food? No, don’t just dine [...]
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29. January 2012
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