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More Ways to Lower Overheads and Make Your Business More Competitive

23. May 2017

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In today’s competitive market, staying competitive is everything. You can’t expect to remain profitable in a saturated market without having the right competitive advantages against other businesses in the industry. Aside from making improvements to the products and services you offer, one of the best ways to remain competitive on the market is by keeping […]

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The Cost Implications of Choosing the Right Delivery Service for your Small Business

25. September 2016

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When was the last time you assessed your current delivery service? Whatever type of business you run, if you rely heavily upon sending physical goods via the post, it’s vital you deal with a reliable and speedy courier. The delivery service of your company can actually make a huge difference to your reputation. It can […]

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Speculate to Accumulate: How spending More can lead to savings over time

18. July 2016

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There is an old adage which suggests that you should speculate to accumulate, and this is true for both individuals and business-owners alike. While this does not mean that you should spend recklessly, it underlines the fact that sensible and carefully considered investments can trigger long-term financial savings. There are many instances in which this […]

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Should you rent or buy a home?

25. April 2016

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There is no doubt about it, choosing between renting and buying a home is one of the most important decisions that you will ever take. There are also a number of economic and social factors on which to base such a decision, while the fact that many of these are variable make the challenge even […]

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How to Save Money on Your Mobile Phone Bill

21. April 2016

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Mobile phones – we all need them, but sometimes they can be a huge strain on the budget. With the latest smartphones on contact often costing an excess of £50 per month, saving money on your mobile phone bill has never been more important. But, many of us want a modern smartphone – after all, […]

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Thinking ahead: Why you should start saving for your retirement now

28. March 2016

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Back in 2013, banking giant HSCB launched a global investigation into the so-called failure to save. This canvassed the opinion of more than 15,000 respondents across 15 countries, while the results highlighted that although the average length of retirement lasted for 18 years residents were typically only able to save enough money to sustain them […]

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How to manage a short-term cash flow issue in 3 Simple Steps

17. January 2016

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While it is easy to blame consumer holidays’ such as Christmas for the accumulation of personal debt, it is our general attitude to spending and managing finances that is mostly at fault. The sheer expense of the festive period does highlight personal debt issues and places them into genuine context, especially in developed economies such […]

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The Art of Consumerism: How to buy Products Cheaper

26. August 2015

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Throughout the developed world, the cost of living has risen at an exponential rate in the last seven years. Since the age of the great recession, business owners have strived to keep earnings and salary costs to a minimum, while the price of consumer goods and interest rates have risen at a steady rate. With […]

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The Key Behaviours that will help you to save Money

24. August 2015

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The summer tends to breed optimism among consumers from all parts of the world, from the UK and Europe and the U.S. This has certainly been highlighted by recent statistics, which suggests that consumer spending begun to rise exponentially in June and continued to climb steadily throughout July. While this may good for the summer […]

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Practical Money-saving Tips for your Business

26. July 2015

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While the global business climate is generally positive at present, it is changeable and increasingly susceptible to environmental, economic and social demands. This means that entrepreneurs cannot rely on continued success even during times of growth, as they must instead maintain a proactive approach towards achieving goals and look to improve efficiency wherever possible.   […]

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How to Cut the Cost of your Travel Insurance

4. April 2015

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With the March Equinox now upon us, thoughts are turning to summer holidays and exotic escapes to far-away locations. Now is also the best time to book your summer travel plans while also saving money, unless you are banking on last minute deals (which are notoriously unreliable) or were organised enough to schedule your trip […]

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Little but Often: How to Save Money on Everyday Purchases

1. April 2015

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In the quest to save money, we often make questionable decisions that fail to deliver the desired results. More specifically, we focus on reducing spending on ad-hoc, big ticket items, in the mistaken belief that this will lead to long-term savings. What this actually does it make unsustainable short-term savings, without doing anything to change […]

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How to save Money on your Car Insurance

21. February 2015

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The cost of car insurance has risen slightly in recent times, and this may come as a surprise to some motorists in Europe and the UK. It may also cause considerable consternation, as rising insurance premiums can hit consumers hard and force them to spread their disposable income further than it can comfortably stretch. Even […]

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Can Car Leasing help you to free some Cash?

19. February 2015

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Thanks to increasingly affordable fuel and an improving economy, the new car sales market has grown at a considerable rate in the last eighteen months. This is also represents a global trend, with growth in the U.S. matched by the UK and Europe.   While buying a new car may be increasingly accessible for citizens, […]

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