Your Next Auto Purchase: Cutting Cost Without Sacrificing Safety

Sat, Mar 15, 2014

Financial Advice

There are those out there who only consider one particular factor when purchasing a vehicle. For some individuals, this is how cool the car looks. For others, cost may be the deciding factor on whether they purchase a specific automobile. For many others, however, several things are considered when purchasing a vehicle. Two of the most common considerations are safety and price. While it may seem as if this is an impossible “have your cake and eat it too” scenario, there are actually a few ways a person can get a great value on a car without sacrificing safety.

The Necessity of Safety Features

It’s hard for many people, especially those who haven’t been involved in a serious auto accident, to understand the real importance of motor vehicle safety features. Sadly, those who have managed to avoid vehicular crashes won’t likely always have this luck. In fact, insurance statistics show that the average American driver will have to file an auto accident claim once every 17.9 years. This statistic, however, definitely isn’t the most important to consider.

Motor vehicles have become much safer over the years. It seems as if new and advanced safety technologies become standard on American cars every single year. One need only imagine the safety features invented in the 20 years after 1990 to recognize the effect of these new features. Between 1990 and 2009, there was only a slight reduction, from 11.5 to 10.8 million, in motor vehicle accidents per year.

During this same time period, however, motor vehicle deaths dropped from nearly 47,000 to under 36,000. New and improved safety features undoubtedly contributed to this drop in deaths, and since even a great driver can be involved in an accident due to a negligent driver, these features are essential. Sure, an auto accident attorney can help a person recover compensation after a neglectful driver injures them, but it’s much more favorable to avoid serious injuries in the first place.

Selecting a Safe Car at a Great Price

According to one Denver car accident attorney, “each year, hundreds of personal injury victims in Denver face the prospect of experiencing a car accident that was not their fault.” A safe automobile can be the difference between life and death. The best thing that a person can do when trying to find a safe car at a great price is to check with the Insurance Institute for Highway Safety (IIHS). They provide a search engine that lists safety data on all types of vehicles. After checking prices on a variety of automobiles, checking their safety ratings can go a long way.

Additionally, it’s also possible to save money after the fact. If a person purchases a vehicle in a high-altitude area, such as Denver, for instance, they will be able to use a lower octane fuel due to the altitude. This can save large amounts of money over time, but it should also be noted that the high altitude can cause a reduction in power. This should always be considered by those looking for towing capability.

IIHS also compiles a list of their Top Safety Picks. These vehicles run the gamut of price ranges, so an individual can find the safest car in their price range. Finally, for those interested in saving money by purchasing a used car, it never hurts to check sites like CARFAX or AutoCheck for used vehicle history reports. If these reports show an accident in a vehicle’s history, the safety of the vehicle may have actually been compromised.

While many things in life require a sacrifice of one asset to gain in another, this doesn’t have to be the case with low-cost vehicles and safety features. In fact, the aforementioned tips can go a long way in keeping a person’s wallet full while ensuring that even a negligent driver on the road won’t necessarily lead to serious injuries. There’s no doubt that even the safest drivers can be involved in accidents due to neglectful individuals on America’s roads, but with the right safety features, it’s becoming more and more likely that an individual will walk away from these incidents unscathed.

Molly Pearce is an author, artist, and mother living in a busy city where accidents are constantly happening on it’s busy highways. She was able to learn a lot from a variety of reliable web resources, such as the legal site of one Denver car accident attorney when researching for this post.

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