Archive | July, 2012

Keeping College Within Your Means

31. July 2012

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Keeping College Within Your Means

Students these days are faced with a double-edged sword. They are repeatedly told how important it is for them to get their college degree, yet colleges and universities keep raising their rates, fees, and tuition—making it an ever-more expensive, unattainable goal. Add in the bad economy and job market and it becomes an even bigger […]

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What Are Smart Investments for Newly Graduated College Students?

28. July 2012

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What Are Smart Investments for Newly Graduated College Students?

So you have just graduated from college, and even managed to land a decent job, with a not-bad pay cheque. But it’s not all rosy-cozy yet; there’s a pile accumulating behind you… your student loans, maybe even some credit card outstandings. So what do you do? How will you manage your money and make it […]

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How to Help Your Child Buy a Home

25. July 2012

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How to Help Your Child Buy a Home

As your children get older and become financially independent, it can be tough for them finding their feet. And watching your child struggling with his or her finances is not easy for any parent. One thing that many young people struggle to do is get onto the property ladder. Buying a house is emotionally draining, […]

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Changes You Can Make to Save Money When Things Get Close

22. July 2012

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Changes You Can Make to Save Money When Things Get Close

When you have a lot of financial obligations and not a lot of money coming in, it’s easy to get stressed out. However, it’s not necessary to panic. There are always ways you can save money even if you are facing a dire financial situation. Make Large Amounts of Food The easiest way to save […]

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How to be smart with your credit card usage

16. July 2012

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How to be smart with your credit card usage

It may seem like an obvious statement but there are positives and negatives to owning a credit card, and knowing how to be smart about the way you use one  is crucial. With an economy that’s just as unstable for the country as a whole as it is for the citizens of it, the pitfalls […]

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Funding an Emergency Fund In Three Simple Steps

13. July 2012

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Funding an Emergency Fund In Three Simple Steps

While starting an emergency fund may be easy, saving money for an emergency fund is much more difficult. Over the past few months, I have been working hard to pay off some of my credit card debt while also contributing to my emergency fund as per Dave Ramsey and many other financial experts’ recommendations. At […]

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Eurobonds: What they could mean for forex trading

10. July 2012

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Eurobonds: What they could mean for forex trading

For people who have been following the recent developments in the financial markets, one word that is appearing with increasing occurrence is Eurobonds.  Investors involved in forex trading are eagerly anticipating the results of continued negotiations in Europe.  Labelled by some as the last hope for Europe, Eurobonds have been championed by new French President […]

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10 Tips To Help Make Motoring Cheaper For You

7. July 2012

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10 Tips To Help Make Motoring Cheaper For You

Motoring is getting more and more expensive every single year with petrol costs spiralling upwards, road tax becoming more expensive and car insurance increasing in price every year. For many families, motoring is one of the biggest expenses, so much so that many people can’t even afford to drive to work because of the cost […]

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How to Get a Tax Rebate in the UK

4. July 2012

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How to Get a Tax Rebate in the UK

When people in the UK change jobs or become self-employed, part-time employed or a contract worker they should, in theory, pay less tax. The problem is that the taxman (also known as HMRC) doesn’t always update your tax code and it means that millions of people are paying too much tax. If you’re anything like […]

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How Does 2005 Bankruptcy Reform Law Affect Me?

1. July 2012

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How Does 2005 Bankruptcy Reform Law Affect Me?

In 2005, the U.S. Congress passed, and President Bush signed, the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). This law was pushed through by banks and credit card companies, so you can probably guess that it makes it far more difficult for some consumers to file for bankruptcy. The law almost exclusively affects Chapter […]

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