Archive | May, 2012

Difficulties with Getting a Mortgage if you’re Self Employed

7. May 2012

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Difficulties with Getting a Mortgage if you’re Self Employed

It is notoriously difficult to get a mortgage if you are self-employed. It’s certainly not impossible, but it is harder to achieve than if you are employed by someone else. And it has got even harder since the financial collapse of 2007, which was due in part to irresponsible mortgage lending. What’s more Self cert […]

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5 Simple Ways to Save Money at University

5. May 2012

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5 Simple Ways to Save Money at University

Managing finances is a hard enough task for middle aged adults, never mind students. As university life requires us to invest a lot of money into alcohol drenched parties, quirky clothing and various concerts, the importance of budgeting and planning is often forgotten about. For many people, university is the first time they have had […]

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Simplest Ways to Increase Your Credit Score

3. May 2012

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Simplest Ways to Increase Your Credit Score

Your credit score is a number from 300 to 850 that summarizes your credit history. A score closer to 300 signifies to potential lenders that you don’t have a pristine track record, while a score closer to 850 means you typically use loans wisely and pay them back promptly. Because your credit score takes into […]

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Future Financial Success: Plan Your Yearly Cash Flow

1. May 2012

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Future Financial Success: Plan Your Yearly Cash Flow

In business, the prediction of cash flow is an important aspect of budgeting and effective accounting practices; the management of any company’s finances is vital in ensuring that it remains in a good financial state. But the systems used by companies can be transferred to personal accounting practices as well. By managing your cash flow […]

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