How to Save Money in Minutes

Mon, Apr 30, 2012

Budgeting

No matter how careful you are with money, you have most likely noticed a few of your monthly expenditures soar over the last couple of years. There is no denying that the economic is tough to say the least at present and that every penny counts. If you are looking for ways to reduce the monthly outgoings there are a few tried and tested methods of doing so and this article highlights a few of the main ways to save.

Dig Out Your Insurance Policies

If you have a few policies up for renewal, it is worth taking the time to research other offers sooner rather than later. Firstly, check the details of car, home, pet and contents insurance to see if anything has changed in the past 12 months. Transfer these details into search comparison sites and compare the premium to find the cheapest policy for your needs. It is worth checking insurance sites that specialise in mobiles and other gadgets as this could result in much more affordable policies.

Plan Your Petrol

Don’t wait until the red light comes on and you need to fill up in a hurry; this could result in you paying much more per litre than you have to. Take the time to look into the best rates for petrol in your local area and aim to fill up there instead. Some garages offer nectar points and other rewards schemes so if you fill up regularly it could be worth sticking to the same garage in order to top up the points.

Turn Off the Plug Sockets

It’s amazing how much we waste on electricity through leaving TVs on standby and plug sockets on at the wall and not only is it bad for the environment, it isn’t particularly good news for you wallet either. Establish a household habit of turning off lights when not in the room, only boiling the water you actually need and turning the TV off at the wall, not just on to standby. Energy saving companies offer lots of helpful packs containing helpful information and useful little gadgets to help you save on your energy bills, so head online and order yours today; you may be surprised at just how much this can reduce your quarterly bills.

We can all do with a little extra in our pockets towards the end of the month, so make a few simple changes today and you could find those days leading up to pay day much easier.

Sophie has found that shunning the nearest garage in favour of a cheaper supplier, swapping her mobile insurance to a more affordable policy and applying for an energy saving kit have managed to make the months much more comfortable.

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