Archive | April, 2012

How to Save Money in Minutes

30. April 2012

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How to Save Money in Minutes

No matter how careful you are with money, you have most likely noticed a few of your monthly expenditures soar over the last couple of years. There is no denying that the economic is tough to say the least at present and that every penny counts. If you are looking for ways to reduce the […]

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Are you Making Excuses to Avoid Saving Money?

28. April 2012

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Whilst we all love the thought of having some money stashed away in savings, a huge number of us tend to make a range of excuses to avoid putting anything into savings. This is all well and good until a time comes when you need some emergency funds, at which point your options become very […]

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What do you need to know about Disability Insurance?

26. April 2012

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Nowadays, insurance is offered on everything you can think of. People purchase insurance for boats, ATV’s, even earthquakes! The truth is that insurance on these objects and events are not likely to never be used, but people purchase it anyways. Disabilities are a common occurrence, and yet disability insurance is only purchased by a small […]

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What is an APR?

24. April 2012

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What is an APR?

The term APR is associated with any kind of financial loan be it a bank loan, car loan, overdraft, payday loan or any kind of loan from a third party.  Although most people at some point in their lives will take out a loan of some description, a surprising amount of people do not understand […]

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Teaching your Children to Budget

22. April 2012

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Teaching your Children to Budget

You have probably learned the importance of keeping track of your own finances, but if you have children, you can also help them become financially literate. Teaching your children to budget can be one of the most important parenting steps you take, protecting your child from future financial hardship, and also teaching them the value […]

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Where To Get Sound Financial Advice

20. April 2012

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Where To Get Sound Financial Advice

Sound financial advice is paramount to maintaining a strong footing in tough economic times. Managing money, and budgeting for expenses, seems like an easy enough thing on the surface, but depending on what kind of investments you have, property you own, assets at your disposal, etc., it can prove to be a very daunting, burdensome […]

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Why Payday Loans Can be a Dangerous Way to Borrow Money

18. April 2012

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Why Payday Loans Can be a Dangerous Way to Borrow Money

Payday loans are one of the most dangerous ways to get into debt and many people don’t even realize what they are signing up for. Payday loan companies claim that these loans are to be used in the very short term and paid back before the interest mounts, but in reality, the people that they […]

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Balancing the Perfect Retirement Portfolio

16. April 2012

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Balancing the Perfect Retirement Portfolio

Planning for retirement can be tricky. First, you have to ensure you are saving enough money to live on comfortably in your non-working years. Second, you have to determine how that money is best saved. Retirement accounts are great, but you don’t want all of your savings in a retirement account. Many adults worry that […]

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3 Ways to Make Big Savings That Matter

14. April 2012

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3 Ways to Make Big Savings That Matter

When it comes to saving money, we sometimes think too small. Instead of focusing on big savings that could vastly reduce our spending, we cut out our Saturday morning Starbucks and politely refuse friends when we get invited to dinner. The probably will cutting out the little things is that it makes you miserable and […]

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Change your perceptions, not your lifestyle

11. April 2012

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Change your perceptions, not your lifestyle

The economic recession, resolved or not, is still playing havoc with the financial stability of most households. And unless you are one of the very lucky (and incredibly few) people that managed to escape the strain of tough economic times, you have probably been forced to come back in a number of ways. Depression, stress, […]

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Family Business: Perspectives on Lending Money to Family

9. April 2012

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Family Business: Perspectives on Lending Money to Family

Personal finance advice is usually comprised of lessons in budgeting, best practices in credit card usage, and saving strategies. As important as these concepts are, in the real world, personal finance is often much messier and more complex than most advice columns make it out to be. Courses in personal finance will warn you about […]

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Saving Money In 2012

3. April 2012

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Saving Money In 2012

As we move further into 2012, hopefully you’ve squared away your taxes and have made a reasonable attempt at saving some money by using free tax software. Whether you’re looking to refinance your home with an adjustable rate mortgage or squirrel away money into a retirement savings account, 2012 doesn’t have to be a lost […]

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