Archive | August, 2010

Are You Making This Credit Card Mistake?

30. August 2010

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Are You Making This Credit Card Mistake?

Savings are a great thing and a goal everyone should have in their money strategy. However, there are times when it makes more sense to use money that would be put into savings towards other things, like paying down credit card debt. While many people keep savings and credit card expenses separate in their heads, […]

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New Bank Rules Require Customer “Opt-In” to Overdraft Protection

27. August 2010

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New Bank Rules Require Customer “Opt-In” to Overdraft Protection

You might have noticed that your bank has been bothering you lately with letters, emails, and calls asking you to join their overdraft protection program. You might have thought that most accounts already have overdraft protection. Up until now, they did, but according to new U.S. laws taking effect this summer, banks have to get […]

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Incremental Habit Changes for Money

24. August 2010

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One of the largest challenges of turning around a tough financial situation is the size of the task. When everything is a mess, it is hard to see anything but a towering mountain of debt, expenses, and numbers that sound completely unrealistic. Breaking everything down into smaller pieces is the best way around this sense […]

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Do a Dry Run Before a Big Financial Decision

21. August 2010

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Do a Dry Run Before  a Big Financial Decision

Too many people get into financial trouble by not thinking through the consequences of major decisions. To avoid this, try living through the consequences rather than just thinking about them before making a big decision in the future. What this means is setting up a trial run of the financial consequences of big decisions to […]

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Being Honest With Yourself About Money

18. August 2010

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Being Honest With Yourself About Money

The complex nature of today’s financial world can make it easy to get lost in fantasy and not understand the financial realities we face. Credit cards allow us to accumulate purchases and seemingly only have to pay a small portion at the end of the month. A lack of savings does not seem like a […]

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Put Savings On Autopilot

15. August 2010

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Put Savings On Autopilot

It is easy for us to say we want to save more, but it is a different story to put your money where your mouth is. Too often it is a struggle once we have a full paycheck in our hands to do the right thing and avoid needless spending. To take this issue off […]

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What Are the Real Ramifications Of Bad Credit?

12. August 2010

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What Are the Real Ramifications Of Bad Credit?

The high unemployment rate and foreclosure crisis are serving to hurt the credit scores of millions of Americans. Your credit score is a guage of how lenders view you as a credit risk, and traditionally bad credit was akin to the scarlet letter as illustrated by Nathaniel Hawthorne. However, with so many Americans suffering foreclosures […]

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The Best Cities in the US For Job Seekers

9. August 2010

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The Best Cities in the US For Job Seekers

The current national unemployment rate is approaching 10%. In many areas, it is already much higher than that. Experts advise that this “jobless recovery” might continue for some time, and those seeking jobs are now commonly having to expand their geographic horizons. To highlight this current trend of moving where the jobs are, Kiplinger Finance […]

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Power In Numbers: The Advantages of Community Shopping

6. August 2010

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Power In Numbers: The Advantages of Community Shopping

Consumers are watching every penny in the current weak economy. Several new websites seek to capitalize on this bargain hunting, and they attempt to leverage the power of group purchasing. Individuals can band together on these sites in order to obtain deep discounts on everything from groceries to luxury vacation travel. Although there is not […]

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New Financial Education App From Visa

3. August 2010

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New Financial Education App From Visa

Financial literacy in America is currently in a sorry state, and Visa is seeking to improve the financial acumen of both American kids and adults. To this end, they have introduced a free iPhone App titled The Practical Money Skills Calculators. A wide array of features comes along with this app, and it can be […]

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