Archive | June, 2010
Saving Big vs. Saving Small
One of the first things you hear about when looking for ways to save is the so-called “latte tax,” or what it adds up to when you buy coffee out all the time. Sure, java expenses can add up, but you would have to drink a lot of coffee for it to make a meaningful [...]
Continue reading...What Is The VIX?
27. June 2010
The VIX is the acronym standing for the CBOE volatility index. In simple terms, it is a number which represents the current volatility of the stock market. There are times which the stock market seems stuck in a narrow range and only moves a tiny fraction day to day. During these times, the VIX is [...]
Continue reading...What Is FOREX?
24. June 2010
FOREX (or FX) stands for foreign exchange, and it is the markets where currencies of all countries are traded against each other. FOREX markets have volume which dwarf any other, including the stock and commodities exchanges. Current estimates are that over $1 trillion changes hands within FOREX markets on a daily basis. Participants arrive in [...]
Continue reading...Getting Out of Your Mortgage
21. June 2010
The steep declines in residential real estate prices in many areas of the country have left myriad homeowners with mortgages which are far greater than the current market value of their homes. In this scenario, many homeowners feel like they are fighting a losing battle, and wonder whether they should just walk away and let [...]
Continue reading...TIPS Can Be Your Best Weapon Against Inflation
18. June 2010
Many saving for their retirements are afraid that runaway government spending will create severe inflation thus diluting the eventual value of their investment portfolios. Those nearing retirement with investments primarily focused on fixed income are especially vulnerable to rising inflation. When inflation goes up, then the purchasing power of your dollars goes down. Savers and [...]
Continue reading...How can you pay off your credit card debts?
16. June 2010
Are you unable to make timely payments towards your credit cards? Do you wish to get rid of them? If yes, you must immediately prepare a budget for yourself and determine ways by which you can save some amount each month to repay your bills. If your financial situation does not permit you to repay [...]
Continue reading...Senators Afraid Of Those Newfangled ATM’s
15. June 2010
Taking a few bucks out of an ATM is as reflexive to most of us as breathing. Most of us assume that those in charge of crafting financial regulations are intimately familiar with the financial issues which face average citizens on a day to day basis. This apparently is not the case. The Washington Post [...]
Continue reading...Protect Your Portfolio With Married Puts
12. June 2010
Many investors assume that options are complex and risky. In most scenarios, they are correct. However, there are certain uses of stock options which are quite conservative in nature, and can serve to reduce the risk already present within your stock portfolio. It is no revelation to anyone reading this that the stock market can [...]
Continue reading...Mortgage tips: Avoiding foreclosure
9. June 2010
The foreclosure epidemic in America is ongoing, and many desperate homeowners are seeking any tactic possible to stave off losing their home. Arising from this backdrop is the “produce the note” movement. This is a strategy propagated by many lawyers and foreclosure defense specialists, and it entails demanding that your lender produce the actual note [...]
Continue reading...Landing A Job For Only $6
6. June 2010
Current unemployment levels are at historic highs — in some areas upwards of 15% of the population are now unemployed. Many eager — if not desperate — job seekers are constantly looking for ways to outshine their competition and quickly get back to receiving a dependable paycheck. In this arena, the spoils most often go [...]
Continue reading...Juice Your Portfolio With Dividend Stocks
3. June 2010
A dividend is akin to a profit distribution paid to you by the company you own stock in. A stock’s “yield” equates to the rate of return its dividend pays when calculated against its current trading price. For example, assume XYZ company is trading at $20 per share, and it pays an annual dividend of [...]
Continue reading...
|
|
|
30. June 2010
1 Comment